Mukhyamantri Ati Pichhra Varg Udyami Yojana (Bihar)
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: udyami.bihar.gov.in Authority: Department of Industries (Bihar) • State/Region: Bihar • Last Audited: 27 Oct 2026
Quick AI Summary
Provides ₹10 lakh project assistance (₹5 lakh grant + ₹5 lakh interest-free loan) to Extremely Backward Class entrepreneurs in Bihar for establishing new micro-enterprises.
Detailed Summary
Scheme Overview
The Mukhyamantri Ati Pichhra Varg Udyami Yojana is a flagship entrepreneurship development programme implemented by the Industries Department, Government of Bihar. It targets the Extremely Backward Classes (EBC), identified as the most marginalized segments within the Other Backward Classes category, to foster self-employment and industrial growth at the micro-level.
Financial Assistance Structure
The scheme offers a composite financial package of ₹10 lakh per unit. This comprises a 50% capital grant (₹5 lakh) and a 50% interest-free loan (₹5 lakh). The loan component is repayable over a period of 84 months (7 years) with a moratorium period as per the prevailing operational guidelines.
Implementation Framework
Applications are processed exclusively through the dedicated Bihar Udyami portal. Selection is conducted via a computerized random lottery system among eligible applicants to ensure transparency. Successful candidates undergo mandatory Entrepreneurship Development Programme (EDP) training prior to fund disbursement, which is released in instalments linked to project milestones and verification.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Portal Registration: Visit the official Bihar Udyami portal (udyami.bihar.gov.in) and register using a valid mobile number and Aadhaar-based OTP authentication.
- Profile Completion: Fill in personal details, educational qualification, address, and bank account details (linked with Aadhaar).
- Scheme Selection: Select 'Mukhyamantri Ati Pichhra Varg Udyami Yojana' from the list of active schemes.
- Application Form Submission: Complete the detailed project proposal form including proposed activity, location, and estimated cost breakdown.
- Document Upload: Upload scanned copies of mandatory documents (Aadhaar, Caste Certificate, Residence Certificate, Educational Certificate, Bank Passbook, Passport Photo, Project Report).
- Final Submission & Acknowledgement: Review the application, submit finally, and download the acknowledgement receipt with unique Application ID.
- Selection & Verification: Await computerized lottery results; if selected, attend document verification at the District Industries Centre (DIC) and complete mandatory EDP training.
- Disbursement: Receive first instalment of grant and loan in the verified bank account upon successful training completion and project approval.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.