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PM Vishwakarma Scheme - Bihar State Implementation

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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmvishwakarma.gov.in Authority: Department of Industries (Bihar) • State/Region: Bihar • Last Audited: 09 Sep 2026

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Bihar implements the PM Vishwakarma scheme through District Industries Centres to register traditional artisans across 18 trades for recognition, skill upgradation, toolkit incentives, and collateral-free credit.

Detailed Summary

Scheme Overview

The PM Vishwakarma scheme, a Central Government initiative under the Ministry of MSME, is operationalised in Bihar through the Department of Industries. The state machinery leverages the District Industries Centres (DICs) as the primary facilitation nodes for artisan onboarding, verification, and handholding.

Implementation Mechanism

DICs organise special registration camps in identified traditional artisan clusters across districts to mobilise beneficiaries. These camps facilitate biometric authentication, trade verification, and Common Service Centre (CSC) registration for artisans lacking digital access. The General Manager, DIC, acts as the Nodal Officer for district-level execution and grievance redressal.

Key Components

  • Artisan Identification: Survey and mobilisation of artisans in 18 notified trades including carpenter, blacksmith, potter, and tailor.
  • CSC Facilitation: DICs coordinate with Village Level Entrepreneurs (VLEs) for assisted online registration on the national portal.
  • Verification: Three-tier verification (Gram Panchayat/ULB, DIC, and State Level) ensures authenticity of traditional skill lineage.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • PM Vishwakarma Certificate and ID Card providing formal recognition as a traditional artisan.
  • Basic Training (5-7 days) with stipend of ₹500 per day and Advanced Training (15 days) with stipend of ₹500 per day.
  • Toolkit incentive of ₹15,000 (e-RUPI voucher) for purchase of modern tools.
  • Collateral-free Enterprise Development Loan: 1st tranche up to ₹1,00,000 and 2nd tranche up to ₹2,00,000 at concessional interest rate of 5% with 8% interest subvention (cap ₹100/day stipend during training).
  • Incentive for Digital Transactions: ₹1 per transaction up to 100 transactions monthly.
  • Branding and market linkage support through National Committee for Marketing (NCM).

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Occupation Status Self-Employed
Domicile State Bihar Domicile

Application Process Guide

  1. Visit nearest Common Service Centre (CSC) or attend a DIC-organised PM Vishwakarma Registration Camp in the district.
  2. Provide Aadhaar and mobile number for e-KYC and biometric authentication on the PM Vishwakarma portal.
  3. Select the relevant traditional trade from the 18 notified categories and fill personal, professional, and bank account details.
  4. Upload required documents: Aadhaar, Bank Passbook, Photograph, and Caste Certificate (if applicable).
  5. Application undergoes Gram Panchayat/ULB Level Verification (Level 1) followed by DIC Level Verification (Level 2).
  6. Upon approval, download PM Vishwakarma Certificate and ID Card; proceed to Basic Training enrollment.
  7. After training completion, claim Toolkit Incentive (₹15,000 e-RUPI) and apply for 1st Tranche Loan (up to ₹1 Lakh) via portal.

Common FAQs regarding this Yojana

The General Manager, District Industries Centre (DIC) is the designated Nodal Officer for implementation, verification, and grievance redressal at the district level in Bihar.

No, artisans who have availed benefits under PMEGP, PM SVANidhi, or Mudra (Shishu/Kishore) loans in the past 5 years are explicitly excluded from eligibility under PM Vishwakarma guidelines.

DICs organise special camps in traditional artisan clusters to mobilise beneficiaries, facilitate assisted registration through CSCs, conduct on-spot document verification, and resolve technical issues related to biometric authentication or portal access.

The toolkit incentive is disbursed as an e-RUPI voucher (digital prepaid instrument) directly to the artisan's mobile number after successful completion of the basic training programme. It can only be redeemed at designated tool suppliers.

The scheme guidelines do not prescribe a specific annual income ceiling for eligibility; however, the applicant must be a practicing artisan dependent on the trade for livelihood and not a government employee or income tax payee in certain verification contexts.