Mukhyamantri Ati Pichhra Varg Udyami Yojana (Bihar)
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: udyami.bihar.gov.in प्राधिकरण: Department of Industries (Bihar) • राज्य/क्षेत्र: Bihar • अंतिम बार ऑडिट किया गया: 08 Sep 2026
त्वरित एआई सारांश
Provides ₹10 lakh project assistance (₹5 lakh grant + ₹5 lakh interest-free loan) to Extremely Backward Class entrepreneurs in Bihar for establishing new micro-enterprises.
विस्तृत सारांश
Scheme Overview
The Mukhyamantri Ati Pichhra Varg Udyami Yojana is a flagship entrepreneurship development programme implemented by the Industries Department, Government of Bihar. It targets the Extremely Backward Classes (EBC), identified as the most marginalized segments within the Other Backward Classes category, to foster self-employment and industrial growth at the micro-level.
Financial Assistance Structure
The scheme offers a composite financial package of ₹10 lakh per unit. This comprises a 50% capital grant (₹5 lakh) and a 50% interest-free loan (₹5 lakh). The loan component is repayable over a period of 84 months (7 years) with a moratorium period as per the prevailing operational guidelines.
Implementation Framework
Applications are processed exclusively through the dedicated Bihar Udyami portal. Selection is conducted via a computerized random lottery system among eligible applicants to ensure transparency. Successful candidates undergo mandatory Entrepreneurship Development Programme (EDP) training prior to fund disbursement, which is released in instalments linked to project milestones and verification.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
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पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Maximum Age Limit | 50 Years or below |
| Occupation Status | बेरोजगार, स्व-नियोजित, किसान, वेतनभोगी, गृहणी, छात्र |
| जाति श्रेणी | अत्यंत पिछड़ा वर्ग (EBC) |
| Domicile State | Bihar Domicile |
आवेदन प्रक्रिया मार्गदर्शिका
- Portal Registration: Visit the official Bihar Udyami portal (udyami.bihar.gov.in) and register using a valid mobile number and Aadhaar-based OTP authentication.
- Profile Completion: Fill in personal details, educational qualification, address, and bank account details (linked with Aadhaar).
- Scheme Selection: Select 'Mukhyamantri Ati Pichhra Varg Udyami Yojana' from the list of active schemes.
- Application Form Submission: Complete the detailed project proposal form including proposed activity, location, and estimated cost breakdown.
- Document Upload: Upload scanned copies of mandatory documents (Aadhaar, Caste Certificate, Residence Certificate, Educational Certificate, Bank Passbook, Passport Photo, Project Report).
- Final Submission & Acknowledgement: Review the application, submit finally, and download the acknowledgement receipt with unique Application ID.
- Selection & Verification: Await computerized lottery results; if selected, attend document verification at the District Industries Centre (DIC) and complete mandatory EDP training.
- Disbursement: Receive first instalment of grant and loan in the verified bank account upon successful training completion and project approval.
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
Any permanent resident of Bihar belonging to the notified Extremely Backward Class (EBC), aged between 18 and 50 years, having passed Class 10 (Matriculation), and possessing a valid EBC Caste Certificate issued by the competent authority in Bihar is eligible. The applicant must not be a defaulter to any financial institution.
The scheme provides a total project assistance of ₹10 lakh. This is structured as a 50% capital grant (₹5 lakh) which does not require repayment, and a 50% interest-free loan (₹5 lakh) which is repayable over 84 months (7 years) after the moratorium period.
No, there is no application fee or processing charge for registering and applying on the Bihar Udyami portal for this scheme. The process is completely free of cost.
Selection is conducted through a computerized random lottery system among all eligible applicants who have successfully submitted complete applications within the stipulated timeline. This ensures a transparent and unbiased selection process. Shortlisted candidates are then called for document verification at the District Industries Centre.
The loan component of ₹5 lakh is interest-free and repayable in equal monthly instalments over a period of 84 months (7 years). A moratorium period (typically 6-12 months post-disbursement or as per current guidelines) is usually provided before repayment commences.
No, as per the scheme guidelines, an applicant who has already availed the benefit of margin money subsidy or grant under any other Central Government (like PMEGP) or State Government scheme for setting up an enterprise is not eligible for this scheme.