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Central Government Government Schemes List (2026)

Complete directory of Central Government government schemes and welfare programs for 2026. Check eligibility criteria, document checklists, and official application portals.

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Verified Welfare & Subsidy Programs

Infrastructure Mixed Apply

Uttar Pradesh Defence Industrial Corridor and Jewar Airport Project

Integrated defence manufacturing hub in Uttar Pradesh coupled with a greenfield international airport at Jewar to boost aerospace, defence production and cargo logistics.

Women Mixed Apply

Mission Shakti (Sambal & Samarthya)

Umbrella scheme for the safety, security, and empowerment of women, integrating protection and upliftment components under a single framework.

Infrastructure Mixed Apply

Uttar Pradesh Ganga & Bundelkhand Expressway Projects

UPEIDA‑developed six‑lane, access‑controlled expressways linking eastern and western Uttar Pradesh to boost industrial growth and reduce travel times.

Women Mixed Apply

Pradhan Mantri Ujjwala Yojana (PMUY) – LPG Connection Scheme

Provides free LPG connections with first cylinder and stove to women from low‑income households, replacing hazardous cooking fuels.

Tribal Welfare Offline Apply

Van Dhan Vikas Yojana (VDVY) & TRIFED Minimum Support Price Support for Minor Forest Produce

Livelihood promotion scheme for Scheduled Tribes engaged in Minor Forest Produce collection, providing Van Dhan Vikas Kendras for value addition and a guaranteed Minimum Support Price for over 80 MFP items.

Women Offline Apply

Beti Bachao Beti Padhao (BBBP)

National campaign to improve the child sex ratio, ensure girl child education, and promote empowerment through coordinated interventions.

Women Mixed Apply

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Maternity benefit scheme providing cash incentives to pregnant and lactating mothers for the first two living children, with higher amount for a second girl child.

Women Online Apply

Mukhyamantri Kanya Sumangala Yojana (UP)

Uttar Pradesh government's conditional cash transfer scheme providing financial assistance to girl children from birth till graduation in six stages.

Tribal Welfare Offline Apply

Dharti Aaba Janjatiya Gram Utkarsh Abhiyan

A holistic development initiative targeting tribal-majority villages to bridge gaps in social infrastructure such as education, clean cooking fuel, drinking water, roads, and digital connectivity.

Tribal Welfare Offline Apply

Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM JANMAN)

Flagship initiative of the Ministry of Tribal Affairs delivering essential services—housing, clean water, road connectivity, electricity, health and education—to Particularly Vulnerable Tribal Groups (PVTGs) across India.

Housing Mixed Apply

Bihar State Housing Board Affordable Housing Schemes

The Bihar State Housing Board (BSHB) develops residential colonies, flats, and plots for urban residents of Bihar through periodic lotteries and installment-based purchase options, with preferential pricing for economically weaker sections, low-income groups, and middle-income groups.

Finance Mixed Apply

Sukanya Samriddhi Yojana (SSY)

A long‑term savings scheme for the girl child offering a government‑backed interest rate and tax deduction under Section 80C.

Finance Online Apply

Mukhyamantri Yuva Swarozgar Yojana (Uttar Pradesh)

Financial assistance of up to Rs. 25 Lakhs (manufacturing) or Rs. 10 Lakhs (service) with a 25 % margin‑money subsidy for unemployed youth of Uttar Pradesh to establish micro‑enterprises.

Finance Online Apply

Bihar Laghu Udyami Yojana

Provides a one‑time grant of Rs 2 lakh to eligible low‑income households in Bihar for establishing micro‑enterprises.

Finance Offline Apply

Pradhan Mantri Mudra Yojana (PMMY)

Collateral-free loans up to Rs. 10 Lakhs under Shishu, Kishor, and Tarun categories for micro enterprises.

Finance Mixed Apply

PM SVANidhi (Micro Credit Scheme for Street Vendors)

Collateral‑free working‑capital loans up to Rs 50,000 for street vendors, with a 7 % interest subsidy and digital transaction cashback incentives.

Employment Online Apply

Bihar Laghu Udyami Yojana

Provides Rs. 2 Lakhs as outright grant to each of 94 Lakh families identified under the Bihar Caste Survey.

Defence Online Apply

Agnipath Scheme

A historic military recruitment scheme for youth to serve in the Indian Armed Forces (Army, Navy, Air Force) as Agniveers for 4 years.

Finance Mixed Apply

Pradhan Mantri Jan Dhan Yojana (PMJDY)

National mission for financial inclusion ensuring access to savings accounts, remittance, credit, insurance, and pension services.

Finance Mixed Apply

Atal Pension Yojana (APY)

A pension scheme for workers in the unorganized sector that guarantees a monthly pension of Rs 1,000 to Rs 5,000 after the subscriber attains the age of 60.

Agriculture Mixed Apply

Pradhan Mantri Kisan Samman Nidhi (PM‑KISAN)

Direct cash assistance of ₹6,000 per annum to eligible small and marginal farmer families, disbursed in three equal installments.

Education Mixed Apply

Uttar Pradesh Free Laptop/Tablet Distribution and Uniform/Textbook Grant Scheme

The scheme provides free tablets or smartphones to eligible higher‑education students and a direct cash transfer of Rs 1,200 for uniforms, shoes, bags and sweaters to primary‑school children in Uttar Pradesh.

Finance Online Apply

Stand-Up India Scheme

Bank loans between Rs. 10 Lakhs and Rs. 1 Crore to at least one SC/ST and one woman entrepreneur per bank branch.

Education Online Apply

Uttar Pradesh Pre‑Matric & Post‑Matric Scholarships (General / OBC / SC / ST / Minority)

A state‑run scholarship programme that reimburses tuition fees and provides a maintenance allowance to eligible students from school level up to postgraduate studies.

Defence Online Apply

Agniveer Army Recruitment 2026

Active recruitment cycle for Agniveers in the Indian Army with common entrance exam and physical rallies scheduled in 2026.

Infrastructure Offline Apply

Jal Jeevan Mission (Har Ghar Jal)

Nationwide initiative to provide Functional Household Tap Connections (FHTC) to every rural household, ensuring access to safe drinking water through community-managed infrastructure.

Defence Online Apply

Ex-Servicemen Contributory Health Scheme (ECHS)

Provides all-inclusive medical care to retired armed forces personnel and their dependents through a network of polyclinics.

MSME & Industry Online Apply

Bihar Startup Policy

Comprehensive Bihar startup ecosystem development policy providing seed funding and incubation support.

Tribal Welfare Online Apply

Mukhyamantri SC/ST Udyami Yojana (Bihar)

Rs. 10 Lakhs project assistance for SC/ST entrepreneurs in Bihar with 50% as non-refundable grant.

Disability (Divyangjan) Mixed Apply

ADIP Scheme (Assistance for Purchase/Fitting of Aids & Appliances)

Provides free assistive aids like tricycles, wheelchairs, crutches, hearing aids, and smart canes to needy PwDs.

Finance Online Apply

Mukhyamantri Udyami Yojana (Bihar Consolidated)

The Mukhyamantri Udyami Yojana (MUY) consolidates four sub‑schemes to provide a total financial assistance of Rs 10 Lakhs per eligible project, split equally between a non‑repayable grant and an interest‑free loan, for eligible youth, women, and SC/ST/OBC/EBC candidates in Bihar.

Agriculture Mixed Apply

AgriStack

Digital platform providing unique farmer IDs (FID) to build a unified database of agricultural ecosystems.

Housing Offline Apply

Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

National rural housing scheme providing financial assistance for constructing pucca houses with basic amenities to eligible houseless families.

Infrastructure Mixed Apply

Bharatmala Pariyojana Phase I

National highway development initiative aimed at improving freight and passenger movement through economic corridors, expressways, border roads, and bypasses.

Defence Offline Apply

Bihar Sainik Welfare Department & Martyr Assistance

Bihar state grants providing ex-gratia compensation to families of martyrs and welfare support to state veterans.

Education Offline Apply

Chief Minister Cycle, Dress & Incentive Schemes (Bihar)

Distributes cash grants for cycles, uniforms, and textbooks to school-going children to encourage daily attendance.

Agriculture Online Apply

Bihar New Kisan Samman Nidhi (2026)

Proposed 2026 state scheme to provide additional financial assistance to small and marginal farmers.

Infrastructure Online Apply

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Central sector scheme to provide all-weather road connectivity to eligible unconnected rural habitations.

Women Online Apply

Mukhyamantri Mahila Udyami Yojana (Bihar)

Rs. 10 Lakhs at 0% interest exclusively for women entrepreneurs in Bihar to start new enterprises.

Finance Mixed Apply

Kisan Credit Card (KCC) Scheme – Short‑Term Agricultural Credit Facility

The Kisan Credit Card Scheme provides timely, collateral‑free short‑term credit to farmers for cultivation, post‑harvest expenses, and allied activities such as dairy, fisheries and poultry.

quiz Frequently Asked Questions: Central Government Schemes

1. What are the key benefits provided under Central Government schemes?
Benefits range from direct bank account transfers (DBT), tuition waivers and scholarships for students, low-interest agricultural equipment subsidies, self-employment capital grants for youth, and housing assistance.
2. How do I apply for these schemes online?
Click on any scheme card above to view the detailed step-by-step application walkthrough, verified official departmental portal URL, and toll-free helpline numbers.
3. Are these scheme details updated for the year 2026?
Yes, our automated data verification engines cross-reference government gazettes and ministry releases daily to ensure all guidelines, deadlines, and eligibility terms are 100% current.

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