Entrepreneurs & MSME Startups Government Schemes List (2026)
Discover government collateral-free loan subsidies, startup grants, and MSME capital incentives to scale your business.
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Verified Welfare & Subsidy Programs
Uttar Pradesh Defence Industrial Corridor and Jewar Airport Project
Integrated defence manufacturing hub in Uttar Pradesh coupled with a greenfield international airport at Jewar to boost aerospace, defence production and cargo logistics.
Pradhan Mantri Ujjwala Yojana (PMUY) – LPG Connection Scheme
Provides free LPG connections with first cylinder and stove to women from low‑income households, replacing hazardous cooking fuels.
Mukhyamantri Yuva Swarozgar Yojana (Uttar Pradesh)
Financial assistance of up to Rs. 25 Lakhs (manufacturing) or Rs. 10 Lakhs (service) with a 25 % margin‑money subsidy for unemployed youth of Uttar Pradesh to establish micro‑enterprises.
Bihar Laghu Udyami Yojana
Provides a one‑time grant of Rs 2 lakh to eligible low‑income households in Bihar for establishing micro‑enterprises.
Pradhan Mantri Mudra Yojana (PMMY)
Collateral-free loans up to Rs. 10 Lakhs under Shishu, Kishor, and Tarun categories for micro enterprises.
Bihar Laghu Udyami Yojana
Provides Rs. 2 Lakhs as outright grant to each of 94 Lakh families identified under the Bihar Caste Survey.
PM SVANidhi (Micro Credit Scheme for Street Vendors)
Collateral‑free working‑capital loans up to Rs 50,000 for street vendors, with a 7 % interest subsidy and digital transaction cashback incentives.
Stand-Up India Scheme
Bank loans between Rs. 10 Lakhs and Rs. 1 Crore to at least one SC/ST and one woman entrepreneur per bank branch.
Mukhyamantri SC/ST Udyami Yojana (Bihar)
Rs. 10 Lakhs project assistance for SC/ST entrepreneurs in Bihar with 50% as non-refundable grant.
ADIP Scheme (Assistance for Purchase/Fitting of Aids & Appliances)
Provides free assistive aids like tricycles, wheelchairs, crutches, hearing aids, and smart canes to needy PwDs.
Bihar Startup Policy
Comprehensive Bihar startup ecosystem development policy providing seed funding and incubation support.
Mukhyamantri Udyami Yojana (Bihar Consolidated)
The Mukhyamantri Udyami Yojana (MUY) consolidates four sub‑schemes to provide a total financial assistance of Rs 10 Lakhs per eligible project, split equally between a non‑repayable grant and an interest‑free loan, for eligible youth, women, and SC/ST/OBC/EBC candidates in Bihar.
AgriStack
Digital platform providing unique farmer IDs (FID) to build a unified database of agricultural ecosystems.
Mukhyamantri Mahila Udyami Yojana (Bihar)
Rs. 10 Lakhs at 0% interest exclusively for women entrepreneurs in Bihar to start new enterprises.
Bihar Student Credit Card Scheme (BSCC)
Provides state-guaranteed educational loans up to ₹4 lakh at subsidized interest rates for Bihar domiciled students pursuing recognized higher education courses.
One District One Product (ODOP) Finance Scheme – Uttar Pradesh
Provides margin‑money subsidy and credit linkage to artisans and enterprises manufacturing district‑specific heritage products in Uttar Pradesh.
Uttar Pradesh Awas Vikas Parishad Housing Schemes
UPAVP develops residential colonies in major Uttar Pradesh cities, offering plots, flats, and houses through installment-based allotments with provisions for economically weaker sections.
Mukhyamantri Yuva Udyami Vikas Abhiyan (MYUVA)
UP flagship scheme providing loans up to Rs. 25 Lakhs with interest subsidy to youth for starting enterprises.
Mukhyamantri Udyami Yojana (Bihar)
Provides Rs. 10 Lakhs loan at 0% interest to youth (General/OBC) for starting enterprises in Bihar.
Agriculture Infrastructure Fund (AIF)
Interest subvention and credit guarantee scheme for post‑harvest management infrastructure and community farming assets.
Pradhan Mantri Awas Yojana – Urban (PMAY-U 2.0)
National housing mission providing financial assistance to construct or acquire pucca houses for urban families belonging to EWS, LIG and MIG categories.
Bihar Diesel Anudan Yojana
Provides fuel subsidy of Rs. 75 per liter to Bihar farmers for purchasing diesel to run irrigation pumps during dry periods.
Prime Minister Employment Generation Programme (PMEGP)
Credit-linked subsidy scheme for setting up new micro-enterprises with projects up to Rs. 50 Lakhs (manufacturing) or Rs. 20 Lakhs (service).
UP Startup Policy Incentives
Comprehensive startup policy offering seed funding, incubation, stamp duty exemption, and patent reimbursement.
Startup India Initiative (DPIIT Recognition)
Official recognition program by DPIIT providing tax benefits, IPR support, and regulatory exemptions to startups.
PM SVANidhi (Street Vendor Atmanirbhar Nidhi)
Micro-credit facility of Rs. 10,000 to Rs. 50,000 for street vendors to restart and expand their businesses.
PM Surya Ghar: Muft Bijli Yojana (Rooftop Solar)
National scheme offering capital subsidy for residential rooftop solar installations to enable free electricity up to 300 units per month and surplus power export.
One District One Product (ODOP) - Uttar Pradesh
Flagship UP scheme identifying unique products per district and providing comprehensive support for their production.
Bihar Agriculture Road Map Mission Scheme
Core development scheme under Bihar's Agriculture Road Map promoting smart seeds and cold storage logistics.
PM Vishwakarma Yojana
End-to-end support for traditional artisans and craftspeople including training, toolkit, and credit up to Rs. 3 Lakhs.
UP Budget 2025–26 Modern Agriculture Scheme
New scheme funded in the 2025-26 budget to promote digital crop surveying and smart farm monitoring.
UP Sugarcane Price Support and Subsidy Scheme
Ensures timely cane price payments, subsidized inputs, and digital sugarcane slips (ganna parchi) to UP cane growers.
Bihar Har Khet Ko Pani Yojana
Provides 80-90% subsidy for tubewell construction and pump installation to ensure irrigation access for every cultivable plot in Bihar.
Udyam Registration
Udyam Registration is a mandatory, paperless, and Aadhaar-based online process for classifying Micro, Small, and Medium Enterprises to avail statutory benefits and priority sector lending.
Startup India Seed Fund Scheme (SISFS)
Provides seed funding up to ₹50 lakh to DPIIT-recognized early-stage startups through approved incubators for proof of concept, prototype development, and market entry.
Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM) - Component B: Off-Grid Solar Pumps (Uttar Pradesh)
Provides up to 60% central and state subsidy for installation of off-grid solar agricultural pumps (2HP to 7.5HP) to farmers in Uttar Pradesh.
Bihar Krishi Yantra Anudan Yojana
The scheme provides 40% to 80% subsidy on 90 categories of agricultural machinery to registered farmers in Bihar through Direct Benefit Transfer.
Vishwakarma Shram Samman Yojana (Uttar Pradesh)
Uttar Pradesh government scheme providing free advanced toolkits worth ₹10,000 and subsidized loans up to ₹5 lakh to traditional artisans after mandatory 6-day skill training.
Emergency Credit Line Guarantee Scheme (ECLGS)
The Emergency Credit Line Guarantee Scheme (ECLGS) offers a 100 % guarantee cover to scheduled commercial banks and NBFCs for additional working‑capital loans to distressed enterprises, facilitating collateral‑free financing at concessional rates.
Bihar Dairy Development Scheme
Provides subsidies for purchasing milch cows, setting up automatic milk collection units, and dairy cooperatives.