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Uttar Pradesh Yuva Swarozgar Yojana and ODOP Margin Money Scheme (FY 2026-27)

उत्तर प्रदेश वित्त आवेदन मोड: ONLINE सक्रिय
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सत्यापित योजना डेटा प्रोफ़ाइल

यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: diupmsme.upsdc.gov.in प्राधिकरण: Finance Department (Uttar Pradesh) • राज्य/क्षेत्र: Uttar Pradesh • अंतिम बार ऑडिट किया गया: 11 Sep 2026

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UP Government to launch online registration for margin money subsidies up to ₹6.25 lakh and credit-linked loans for youth self-employment and ODOP artisans in FY 2026-27.

विस्तृत सारांश

Scheme Overview

The Micro, Small and Medium Enterprises Department, Government of Uttar Pradesh, is scheduled to commence the online registration cycle for the financial year 2026-27 under the Yuva Swarozgar Yojana and the One District One Product (ODOP) Margin Money Scheme. These flagship initiatives aim to promote self-employment among educated unemployed youth and support traditional artisans engaged in ODOP crafts by providing capital subsidies on bank-financed projects.

Key Components

  • Yuva Swarozgar Yojana: Targets educated unemployed youth for setting up manufacturing, service, or trading units.
  • ODOP Margin Money Scheme: Focuses on artisans and entrepreneurs engaged in district-specific identified products.

Financial Assistance

Eligible beneficiaries receive margin money assistance (capital subsidy) up to a maximum of ₹6.25 lakh per unit, subject to project cost ceilings and category-wise subsidy rates. The subsidy is credit-linked and back-ended, released after successful completion of the lock-in period and verification of unit viability. Bank loans are facilitated under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) coverage where applicable.

प्रमुख लाभ और वित्तीय सहायता

तुलना मानदंड लाभ
प्रमुख लाभ
  • Margin Money Capital Subsidy up to ₹6.25 Lakh per unit (General Category: 25% of project cost; SC/ST/OBC/Women/Minority/Disabled: 30% of project cost), subject to project cost ceiling of ₹25 Lakh (Manufacturing) / ₹10 Lakh (Service/Trade).
  • Credit-linked bank finance for the remaining project cost (Term Loan + Working Capital).
  • Credit Guarantee coverage under CGTMSE for eligible micro-enterprise loans up to ₹5 Crore (subject to bank norms).
  • Interest subvention benefits as per prevailing State Government notifications for the relevant financial year.
  • Exemption from Earnest Money Deposit (EMD) and Security Deposit in Government tenders for registered MSMEs.

पात्रता मानदंड प्रोफ़ाइल

तुलना मानदंड पात्रता
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

आवेदन प्रक्रिया मार्गदर्शिका

  1. Portal Registration: Visit the official DIUPMSME portal (https://diupmsme.upsdc.gov.in) during the active registration window for FY 2026-27 and register using a valid mobile number and Aadhaar-based e-KYC.
  2. Profile Completion: Complete the applicant profile including personal details, domicile, category, educational qualification, and bank account details (linked with Aadhaar and NPCI).
  3. Application Form Submission: Select the applicable scheme (Yuva Swarozgar / ODOP Margin Money), fill the detailed project proposal (DPR), project cost break-up, and means of finance.
  4. Document Upload: Upload scanned copies of mandatory documents (Aadhaar, Domicile, Caste/Category Certificate, Educational Certificates, Project Report, Land/Lease documents, Passport Photo, Cancelled Cheque).
  5. Application Submission & Acknowledgement: Submit the final application and generate the Acknowledgement Receipt with unique Application Reference Number.
  6. District Level Scrutiny: The District Industries Centre (DIC) scrutinizes the application, conducts physical verification of the site, and forwards eligible cases to the District Level Task Force Committee (DLTFC) for interview/selection.
  7. Bank Appraisal & Sanction: Selected applications are forwarded to the lead bank/financing branch for detailed appraisal and loan sanction.
  8. Margin Money Release: Upon loan disbursement by the bank and verification of asset creation, the margin money subsidy claim is processed by DIC and released to the borrower's loan account as back-ended subsidy.

इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.