Stand-Up India & PM Vishwakarma Registration Drives 2026-27
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: www.standupmitra.in प्राधिकरण: Ministry of Finance • राज्य/क्षेत्र: Central Scheme (All India) • अंतिम बार ऑडिट किया गया: 11 Sep 2026
त्वरित एआई सारांश
National drives to enroll SC/ST/women entrepreneurs under Stand-Up India and traditional artisans under PM Vishwakarma for bank credit and skill support.
विस्तृत सारांश
Scheme Overview
The Government of India proposes to conduct nationwide registration drives during the financial year 2026-27 for two distinct flagship initiatives: the Stand-Up India Scheme and the PM Vishwakarma Scheme. These drives aim to saturate eligible beneficiary segments through coordinated outreach by Scheduled Commercial Banks and Common Service Centres (CSCs).
Stand-Up India Component
Facilitates bank loans between ₹10 lakh and ₹1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up greenfield enterprises in manufacturing, services, or trading sectors. The drives will focus on handholding support for loan application preparation and margin money assistance convergence.
PM Vishwakarma Component
Targets traditional artisans and craftspeople across 18 identified trades. The drives will facilitate registration, skill verification, and issuance of PM Vishwakarma Certificates and ID Cards. Beneficiaries gain access to collateral-free enterprise development loans up to ₹3 lakh (in two tranches), a toolkit incentive of ₹15,000, and a stipend of ₹500 per day during basic and advanced training.
Implementation Mechanism
Lead District Managers (LDMs) and District Industries Centres (DICs) will coordinate special camps at bank branches and CSC outlets. Real-time application tracking will be enabled via the Stand-Up Mitra portal and the PM Vishwakarma portal.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
आवेदन प्रक्रिया मार्गदर्शिका
- Visit the nearest Scheduled Commercial Bank branch or designated Common Service Centre (CSC) during the announced drive period.
- For Stand-Up India: Submit application on the Stand-Up Mitra portal (standupmitra.in) with project report, identity, caste, and address proofs; obtain acknowledgement receipt.
- For PM Vishwakarma: Register on the PM Vishwakarma portal (pmvishwakarma.gov.in) or via CSC using Aadhaar-linked mobile; complete e-KYC and trade selection.
- Undergo verification by bank (Stand-Up India) or by Gram Panchayat/ULB and District Implementation Committee (PM Vishwakarma).
- Attend mandatory basic training (5-7 days) for PM Vishwakarma to receive toolkit voucher and certificate.
- Submit loan application with sanctioned project cost details; bank processes credit appraisal and sanctions loan.
- Loan disbursement directly to vendor/supplier account for machinery/equipment; working capital to borrower account.
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.