Startup India Seed Fund Scheme (SISFS) & Prime Minister's Employment Generation Programme (PMEGP) - FY 2026-27
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: seedfund.startupindia.gov.in प्राधिकरण: Ministry of Commerce and Industry (DPIIT) • राज्य/क्षेत्र: Central Scheme (All India) • अंतिम बार ऑडिट किया गया: 11 Sep 2026
त्वरित एआई सारांश
Central government schemes offering seed funding up to Rs 20 lakh for DPIIT-recognized startups and credit-linked subsidies up to 35% for new micro-enterprises under PMEGP for FY 2026-27.
विस्तृत सारांश
Scheme Overview
The Startup India Seed Fund Scheme (SISFS), administered by DPIIT, provides financial assistance to eligible startups for proof of concept, prototype development, product trials, market entry, and commercialization. Concurrently, the Prime Minister's Employment Generation Programme (PMEGP), implemented by KVIC, KVIBs, and DICs, facilitates bank credit for establishing new micro-enterprises in the non-farm sector.
SISFS Key Features
- Grants up to Rs 20 lakh for validation of Proof of Concept, prototype development, or product trials.
- Investment up to Rs 50 lakh (via convertible debentures/debt) for market entry, commercialization, or scaling up.
- Funds disbursed through DPIIT-approved incubators across India.
PMEGP Key Features
- Credit-linked subsidy: 35% for Special Category (SC/ST/OBC/Minorities/Women/Ex-servicemen/PwD/NER/Hill/Border areas) and 25% for General Category (Urban); 25% Special / 15% General (Rural).
- Maximum project cost: Rs 50 lakh (Manufacturing) and Rs 20 lakh (Service/Trading).
- Beneficiary contribution: 10% (General) / 5% (Special Category) of project cost.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
आवेदन प्रक्रिया मार्गदर्शिका
- SISFS: Register on Startup India portal (startupindia.gov.in) and obtain DPIIT Recognition Certificate.
- SISFS: Apply on SISFS portal (seedfund.startupindia.gov.in) selecting preferred incubators (max 3).
- SISFS: Submit detailed pitch deck, business plan, and financial projections for incubator evaluation.
- SISFS: Incubator conducts due diligence; recommends proposal to Incubator Seed Management Committee (ISMC).
- SISFS: ISMC sanctions grant/debt; agreement executed; funds disbursed in milestones.
- PMEGP: Register on PMEGP e-Portal (pmegp.kvic.gov.in) or Udyami Mitra portal.
- PMEGP: Fill online application, upload project report, KYC, category/caste certificates, and educational proofs.
- PMEGP: Application forwarded to nodal agency (KVIC/KVIB/DIC) for scrutiny and EDP training scheduling.
- PMEGP: Post-training, application forwarded to bank for credit appraisal and sanction.
- PMEGP: Bank disburses loan; nodal agency releases subsidy (margin money) to bank after lock-in period.
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.