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PMAY-U 2.0 & PMAY-G Beneficiary Registration Drive 2026-27 (Upcoming)

Central Scheme (All India) Housing Application Mode: MIXED Active
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This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmay-urban.gov.in Authority: Ministry of Housing and Urban Affairs • State/Region: Central Scheme (All India) • Last Audited: 10 Sep 2026

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Upcoming registration drive for the next batch of financial assistance under Pradhan Mantri Awas Yojana (Urban) 2.0 and Pradhan Mantri Awas Yojana (Gramin) for construction of new houses in 2026-27.

Detailed Summary

Overview

The Ministry of Housing and Urban Affairs (MoHUA) and the Ministry of Rural Development (MoRD) are preparing to open application portals for the next cycle of PMAY-U 2.0 and PMAY-G. Eligible beneficiaries will be able to apply for central assistance to construct or acquire pucca houses.

Key Components

  • PMAY-U 2.0: Focuses on Economically Weaker Sections (EWS), Low Income Groups (LIG), Middle Income Groups (MIG‑I and MIG‑II) in urban areas, offering credit‑linked subsidy and direct grants.
  • PMAY-G: Targets rural households lacking pucca dwellings, providing financial support for house construction with special provisions for SC/ST, minorities, and disabled persons.

Applicants must submit Aadhaar‑linked details, income proof, and land/ownership documents through the designated online portal or via Gram Panchayats when the forms are released.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Direct central assistance up to ₹1.5 lakh for EWS/LIG categories under PMAY-U 2.0.<br>
  • Credit‑linked subsidy scheme (CLSS) providing interest subsidy up to ₹2.3 lakh for MIG‑I and MIG‑II beneficiaries.<br>
  • PMAY‑G offers unit assistance of ₹1.2 lakh for general category, enhanced to ₹1.3 lakh for SC/ST and ₹1.5 lakh for difficult areas.<br>
  • Additional support for convergence with other government schemes (e.g., Swachh Bharat Mission, Ujjwala).

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

Application Process Guide

  1. Visit the official PMAY‑U portal (https://pmay-urban.gov.in) or contact the Gram Panchayat when the application window opens.<br>
  2. Register using Aadhaar number and create a login ID.<br>
  3. Fill in personal, family, income, and housing details; upload required documents (Aadhaar, income certificate, bank passbook, land/ownership proof).<br>
  4. Submit the application and note the generated Application Reference Number (ARN).<br>
  5. Await verification by the concerned ULB/Gram Panchayat; upon approval, receive sanction letter and proceed with house construction or purchase.

Common FAQs regarding this Yojana

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.