Jan Suraksha Enrollment Campaign 2026-27
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: jansuraksha.gov.in Authority: Ministry of Finance • State/Region: Central Scheme (All India) • Last Audited: 11 Sep 2026
Quick AI Summary
Nationwide drive to enroll eligible bank account holders under PMJJBY, PMSBY, and APY for life, accident insurance, and guaranteed pension coverage.
Detailed Summary
Objective
The Jan Suraksha Enrollment Campaign 2026-27 is a targeted outreach initiative by the Department of Financial Services to achieve saturation of the three core social security schemes: Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY). The campaign mandates all scheduled commercial banks to conduct unified digital and physical enrollment drives.
Scheme Components
- PMJJBY: Renewable one-year life cover of ₹2 lakh for savings bank account holders aged 18-50 years.
- PMSBY: Renewable one-year accidental death and disability cover of ₹2 lakh for account holders aged 18-70 years.
- APY: Guaranteed minimum monthly pension of ₹1,000 to ₹5,000 after 60 years for subscribers aged 18-40 years, with co-contribution by the Central Government for eligible subscribers.
Implementation Strategy
Banks are directed to leverage mobile banking, internet banking, and Business Correspondent networks for consent-based auto-debit enrollment. Dedicated camps at branch level will facilitate walk-in enrollments. Progress is monitored weekly through the Jan Suraksha portal to ensure real-time tracking of enrollment targets allocated to each bank and state.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
|
Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Visit the home branch or Business Correspondent outlet, or log in to the bank's mobile/internet banking portal.
- Select the 'Jan Suraksha / Social Security Schemes' enrollment option.
- Verify pre-populated KYC details (Name, Aadhaar, Mobile) linked to the savings account.
- Select scheme(s): PMJJBY, PMSBY, and/or APY; for APY, choose desired pension slab and nominee details.
- Authenticate consent via OTP on registered mobile or submit signed physical consent/enrollment form (Form PMJJBY/PMSBY/APY) at the branch.
- Ensure sufficient balance for first premium/contribution auto-debit; system generates acknowledgment/reference number.
- Receive confirmation SMS/email with Certificate of Insurance (PMJJBY/PMSBY) or PRAN (APY).
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.