Bihar Udyami Yojana & Laghu Udyami Yojana 2026-27
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: udyami.bihar.gov.in Authority: Finance Department (Bihar) • State/Region: Bihar • Last Audited: 11 Sep 2026
Quick AI Summary
Bihar Government invites online applications for Udyami Yojana (SC/ST/EBC/Women/Youth) and Laghu Udyami Yojana offering project loans up to ₹10 lakh and micro-grants of ₹2 lakh for 2026-27.
Detailed Summary
Scheme Overview
The Industries Department, Government of Bihar, administers two distinct entrepreneurship promotion schemes for the financial year 2026-27. The Mukhyamantri Udyami Yojana targets Scheduled Castes, Scheduled Tribes, Extremely Backward Classes, Women, and Youth categories. The Mukhyamantri Laghu Udyami Yojana addresses economically weaker families across all categories identified through specific socio-economic surveys.
Financial Assistance Structure
Under Udyami Yojana, eligible beneficiaries receive a project cost ceiling of ₹10 lakh, comprising a 50% subsidy (maximum ₹5 lakh) and 50% interest-free loan repayable in 84 instalments after a moratorium. Laghu Udyami Yojana provides a one-time capital grant of ₹2 lakh directly transferred to the beneficiary's bank account in two instalments upon verification of unit establishment.
Implementation Framework
Applications are processed exclusively through the dedicated online portal. Selection is conducted via a computerized random lottery system (lottery) for Udyami Yojana, while Laghu Udyami beneficiaries are identified from the pre-validated database of poor families. Selected candidates undergo mandatory Entrepreneurship Development Programme (EDP) training prior to fund disbursement.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Access the official portal https://udyami.bihar.gov.in/ during the notified application window.
- Click 'New Registration' and validate mobile number via OTP to generate User ID and Password.
- Log in and select the applicable scheme: 'Mukhyamantri Udyami Yojana' or 'Mukhyamantri Laghu Udyami Yojana'.
- Fill the detailed application form: Personal Details, Address, Bank Account (Aadhaar seeded), Educational Qualification, and Project/Business Plan details.
- Upload scanned copies of mandatory documents (Aadhaar, Caste/Category Certificate, Income Certificate, Residence Certificate, Educational Certificates, Bank Passbook, Photograph, Signature, Project Report).
- Submit the application electronically; no physical submission required.
- Await Computerized Random Lottery (Udyami) or Database Verification (Laghu Udyami) for selection.
- If selected, attend mandatory EDP training at designated centre.
- Submit Training Completion Certificate and Unit Establishment Proof (Geo-tagged photos, Rent Agreement/Ownership docs).
- Receive fund disbursement directly into registered bank account via DBT.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.