ODOP Margin Money Scheme (Uttar Pradesh)
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: odopup.in प्राधिकरण: Department of MSME & Khadi (Uttar Pradesh) • राज्य/क्षेत्र: Uttar Pradesh • अंतिम बार ऑडिट किया गया: 10 Sep 2026
त्वरित एआई सारांश
Provides margin money subsidy of 20-25% on bank loans for setting up or expanding ODOP manufacturing units in Uttar Pradesh, capped at Rs. 6.25 lakh.
विस्तृत सारांश
Scheme Overview
The ODOP Margin Money Scheme is a sub-component of the One District One Product (ODOP) programme implemented by the Government of Uttar Pradesh. It aims to facilitate credit flow to micro and small enterprises engaged in the manufacturing of district-specific ODOP products by reducing the promoter's equity burden through an upfront margin money subsidy.
Subsidy Structure
- General Category: 20% of the project cost sanctioned as term loan.
- Special Category (SC/ST/Women/Minorities/OBC/Physically Handicapped/Ex-Servicemen): 25% of the project cost sanctioned as term loan.
- Maximum Ceiling: The subsidy amount is capped at Rs. 6.25 lakh per unit.
Key Conditions
The margin money is released to the financing bank after the unit commences commercial production. The amount is kept in a separate Term Deposit Receipt (TDR) for a lock-in period of three years, after which it is adjusted against the loan outstanding. The scheme is applicable for new units as well as expansion/diversification of existing units manufacturing notified ODOP products.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Occupation Status | स्व-नियोजित |
| Domicile State | Uttar Pradesh Domicile |
आवेदन प्रक्रिया मार्गदर्शिका
- Identify the ODOP product for the district and prepare a Detailed Project Report (DPR)
- Approach a Scheduled Commercial Bank, Regional Rural Bank, or Cooperative Bank for term loan sanction
- Register on the official ODOP portal (https://odopup.in) and fill the online application form for Margin Money Scheme
- Upload required documents: DPR, bank sanction letter, caste/category certificate (if applicable), domicile proof, Aadhaar, PAN, and project cost estimates
- Submit application to the District Industries Centre (DIC) / Deputy Commissioner Industries for verification and recommendation
- DIC forwards recommended cases to the Directorate of Industries for final approval and fund release to the financing bank
- Bank disburses term loan; margin money subsidy released as TDR after verification of commercial production
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
The maximum margin money subsidy is capped at Rs. 6.25 lakh per unit, irrespective of the project cost or category of the entrepreneur.
Yes, existing units undertaking expansion or diversification for manufacturing ODOP-notified products are eligible, provided they have not availed similar subsidy for the same project earlier.
The subsidy is released as a back-ended deposit in the form of a Term Deposit Receipt (TDR) in the name of the beneficiary but held by the financing bank. It is kept for a lock-in period of 3 years and then adjusted against the term loan outstanding.
No specific income ceiling is prescribed under the scheme guidelines. Eligibility is determined based on project viability, bank sanction, and category of the entrepreneur.
Scheduled Commercial Banks, Regional Rural Banks (RRBs), and Cooperative Banks operating in Uttar Pradesh are eligible to finance projects under this scheme.
If the unit fails to commence commercial production within the stipulated period (usually 12-18 months from first disbursement), the margin money subsidy is recalled by the Directorate of Industries and the TDR is encashed by the government.