One District One Product (ODOP) Finance Scheme – Uttar Pradesh
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: diupmsme.upsdc.gov.in प्राधिकरण: Finance Department (Uttar Pradesh) • राज्य/क्षेत्र: Uttar Pradesh • अंतिम बार ऑडिट किया गया: 10 Sep 2026
त्वरित एआई सारांश
Provides margin‑money subsidy and credit linkage to artisans and enterprises manufacturing district‑specific heritage products in Uttar Pradesh.
विस्तृत सारांश
Scheme Overview
The One District One Product (ODOP) Finance Scheme, administered by the Department of Industries, Uttar Pradesh, extends a margin‑money subsidy to eligible artisans, entrepreneurs, and co‑operatives engaged in the production of notified heritage items specific to each district (e.g., Lucknow Chikankari, Gorakhpur Terracotta, Varanasi Silk). The objective is to augment working capital, enhance product quality, and facilitate market access through formal banking channels.
Financial Assistance
Beneficiaries receive a non‑recoverable subsidy ranging from 10 % to 25 % of the approved project cost, subject to a ceiling of ₹20 lakhs per enterprise. The subsidy is disbursed as margin money against a credit facility sanctioned by participating commercial banks.
Implementation Mechanism
Applicants must register on the Uttar Pradesh MSME portal, obtain a unique identification number, and submit a detailed project proposal. Upon approval, the Department issues a sanction letter, after which the bank releases the loan and the subsidy is credited to the borrower’s account.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Occupation Status | स्व-नियोजित |
| Domicile State | Uttar Pradesh Domicile |
आवेदन प्रक्रिया मार्गदर्शिका
- Register on the UP MSME portal (https://diupmsme.upsdc.gov.in/) and obtain a user ID.
- Select ‘ODOP Margin Money Scheme’ and complete the online application form.
- Upload required documents (identity proof, address proof, project report, cost estimate).
- Submit the application for departmental verification.
- Upon approval, the Department issues a sanction letter and the linked bank disburses the loan and subsidy.
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
Only products that are officially notified as the heritage item of a specific district in Uttar Pradesh are eligible. The list is published on the UP MSME portal and is updated periodically.
No. The subsidy component (10 %–25 % of the project cost) is a grant and does not require repayment. Only the principal loan amount disbursed by the bank is repayable as per the agreed schedule.
Yes, provided the additional project is distinct, meets the eligibility criteria, and the cumulative subsidy does not exceed the ₹20 lakhs ceiling per unit.