One District One Product (ODOP) Finance Scheme – Uttar Pradesh
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: diupmsme.upsdc.gov.in Authority: Finance Department (Uttar Pradesh) • State/Region: Uttar Pradesh • Last Audited: 26 Oct 2026
Quick AI Summary
Provides margin‑money subsidy and credit linkage to artisans and enterprises manufacturing district‑specific heritage products in Uttar Pradesh.
Detailed Summary
Scheme Overview
The One District One Product (ODOP) Finance Scheme, administered by the Department of Industries, Uttar Pradesh, extends a margin‑money subsidy to eligible artisans, entrepreneurs, and co‑operatives engaged in the production of notified heritage items specific to each district (e.g., Lucknow Chikankari, Gorakhpur Terracotta, Varanasi Silk). The objective is to augment working capital, enhance product quality, and facilitate market access through formal banking channels.
Financial Assistance
Beneficiaries receive a non‑recoverable subsidy ranging from 10 % to 25 % of the approved project cost, subject to a ceiling of ₹20 lakhs per enterprise. The subsidy is disbursed as margin money against a credit facility sanctioned by participating commercial banks.
Implementation Mechanism
Applicants must register on the Uttar Pradesh MSME portal, obtain a unique identification number, and submit a detailed project proposal. Upon approval, the Department issues a sanction letter, after which the bank releases the loan and the subsidy is credited to the borrower’s account.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Register on the UP MSME portal (https://diupmsme.upsdc.gov.in/) and obtain a user ID.
- Select ‘ODOP Margin Money Scheme’ and complete the online application form.
- Upload required documents (identity proof, address proof, project report, cost estimate).
- Submit the application for departmental verification.
- Upon approval, the Department issues a sanction letter and the linked bank disburses the loan and subsidy.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.