Uttar Pradesh Handloom Credit Interest Subvention and Startup Seed Funding Scheme
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: startup.up.gov.in प्राधिकरण: Finance Department (Uttar Pradesh) • राज्य/क्षेत्र: Uttar Pradesh • अंतिम बार ऑडिट किया गया: 27 Oct 2026
त्वरित एआई सारांश
Provides interest subvention on working capital loans for handloom weavers and monthly sustenance allowance for DPIIT-recognized technology startups in Uttar Pradesh.
विस्तृत सारांश
Scheme Overview
The scheme operates through two distinct verticals administered by the Directorate of Handlooms & Textiles and the UP Startup Cell under the Department of Infrastructure and Industrial Development. The Handloom vertical addresses credit cost barriers for traditional weavers, while the Startup vertical supports early-stage technology ventures.
Handloom Credit Support
Eligible weavers and handloom organizations availing working capital loans from scheduled commercial banks receive an interest subvention. The subvention caps the effective interest burden, ensuring affordable credit for raw material procurement and operational expenses.
Startup Sustenance Allowance
DPIIT-recognized startups headquartered in Uttar Pradesh receive a fixed monthly sustenance allowance for a defined period to support founder living expenses during the product development and validation phase. Disbursement is routed through the designated nodal agency upon quarterly verification of operational status.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
|
पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
आवेदन प्रक्रिया मार्गदर्शिका
- Portal Registration: Register on the UP Startup Portal (startup.up.gov.in) for startup vertical or approach the District Handloom Office/Directorate of Handlooms for handloom vertical.
- Profile Creation: Complete entity profile with DPIIT recognition number (startups) or Weavers Registration details (handloom).
- Application Form Submission: Fill the prescribed online application form for Interest Subvention (Handloom) or Sustenance Allowance (Startup) with bank loan sanction details or incorporation certificates.
- Document Upload: Upload mandatory documents including Aadhaar, PAN, Bank Sanction Letter, Repayment Schedule, DPIIT Certificate, GST Registration, and Cancelled Cheque.
- Verification & Recommendation: Application verified by District Industries Centre (DIC) / District Handloom Officer and recommended to the State Level Committee.
- Approval & Disbursement: Upon approval by the State Level Sanctioning Committee, funds are released via DBT/PFMS to the beneficiary bank account.
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.