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Uttar Pradesh EWS, LIG & MIG Affordable Housing Scheme

Uttar Pradesh Housing Application Mode: MIXED Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: myscheme.gov.in Authority: Housing and Urban Planning Department (Uttar Pradesh) • State/Region: Uttar Pradesh • Last Audited: 26 Oct 2026

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State‑run initiative providing subsidized housing flats to economically weaker, low and middle‑income families in urban areas of Uttar Pradesh, linked with central PMAY benefits.

Detailed Summary

Overview

The Uttar Pradesh EWS, LIG & MIG Affordable Housing Scheme is implemented under the State Land Pool Policy by the Uttar Pradesh Avas Vikas Parishad (UPAVP). It aims to address the housing shortage for economically weaker sections (EWS), low income groups (LIG) and middle income groups (MIG) in municipal areas by offering ready‑to‑occupy flats at concessional rates.

Key Features

  • Flats are constructed on land pooled from government and private sources, ensuring planned layouts and basic civic amenities.
  • Beneficiaries receive a subsidy that combines state‑level concessional pricing with central PMAY‑U (Urban) financial assistance, reducing the effective cost significantly.
  • Allotment is carried out through a transparent online lottery system after verification of eligibility documents.
  • Special provisions include stamp duty waivers for EWS and LIG categories and preferential allotment to women, senior citizens, and persons with disabilities where applicable.

Implementation

Applications are invited periodically through the UPAVP portal or the concerned District Development Authority (DDA) websites. After submission, applicants undergo document verification; eligible names are entered into a computerized draw. Successful applicants are intimated via SMS/email and must complete the payment schedule within the stipulated time to secure possession.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Concessional sale price of housing units, substantially below market rates.
  • Additional central subsidy under PMAY‑U (interest subsidy or upfront grant) credited directly to the beneficiary’s loan account.
  • Stamp duty exemption for EWS and LIG beneficiaries as per UP government orders.
  • Waiver of processing fees on home loans availed through participating banks.
  • Priority allotment to women‑headed households, senior citizens, and divyangjan (persons with disabilities).

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

Application Process Guide

  1. Visit the official UPAVP website (upavp.in) or the respective District Development Authority portal.
  2. Click on ‘New User Registration’ and fill in basic details (name, mobile, email) to obtain login credentials.
  3. Log in and select the ‘EWS/LIG/MIG Housing Scheme’ application form.
  4. Enter personal, family, income and property ownership details; upload scanned copies of required documents (Aadhaar, income certificate, residence proof, bank passbook, passport‑size photo).
  5. Review the entered information, agree to the declaration, and submit the form.
  6. Upon successful submission, note the application number for future reference.
  7. After the application window closes, attend the computerized draw (if applicable) or wait for merit‑list publication.
  8. If selected, complete the payment of the allotted amount as per the schedule and execute the agreement to receive possession of the unit.

Common FAQs regarding this Yojana

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.