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Stand-Up India Scheme

Central Scheme (All India) Finance Application Mode: ONLINE Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.standupmitra.in Authority: Ministry of Finance • State/Region: Central Scheme (All India) • Last Audited: 09 Sep 2026

psychology Quick AI Summary

Bank loans between Rs. 10 Lakhs and Rs. 1 Crore to at least one SC/ST and one woman entrepreneur per bank branch.

Detailed Summary

Stand-Up India facilitates credit for greenfield enterprises in manufacturing, services, or trading sectors.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Composite loan covering 75% of project cost.
  • Repayment period up to 7 years with moratorium of up to 18 months.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

Application Process Guide

  1. Apply through the Stand-Up India portal or directly approach any commercial bank branch.

Common FAQs regarding this Yojana

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.