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Pradhan Mantri Kisan Maandhan Yojana (PM-KMY)

आवेदन मोड: ONLINE सक्रिय
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सत्यापित योजना डेटा प्रोफ़ाइल

यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: pmkmy.gov.in प्राधिकरण: सरकारी प्राधिकरण • राज्य/क्षेत्र: केंद्रीय / अखिल भारतीय • अंतिम बार ऑडिट किया गया: 26 Oct 2026

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A central government pension scheme providing assured monthly pension to small and marginal farmers after attaining the age of 60 years. Farmers aged 18-40 can enroll by making monthly contributions, with matching contribution from the government.

विस्तृत सारांश

Overview

Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme launched by the Ministry of Agriculture & Farmers Welfare to ensure social security for small and marginal farmers. Under the scheme, eligible farmers contribute a fixed monthly amount until they reach 60 years of age, after which they receive a guaranteed monthly pension of ₹3,000. The Central Government matches the farmer's contribution, making the scheme sustainable and beneficial for the farming community.

  • Launched in September 2019, the scheme is operational across all states and union territories.
  • Enrollment is facilitated through Common Service Centres (CSCs) and the online portal pmkmy.gov.in.
  • Beneficiaries receive a pension directly into their bank accounts via Direct Benefit Transfer (DBT).

प्रमुख लाभ और वित्तीय सहायता

तुलना मानदंड लाभ
प्रमुख लाभ
  • Assured monthly pension of ₹3,000 after attaining 60 years of age.
  • Central Government provides equal contribution to the subscriber's monthly contribution.
  • Pension is credited directly to the beneficiary's bank account through DBT.
  • Option to exit the scheme after 10 years with withdrawal of accumulated savings.
  • Coverage extends to all small and marginal farmers irrespective of landholding size (up to 2 hectares).

पात्रता मानदंड प्रोफ़ाइल

तुलना मानदंड पात्रता
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

आवेदन प्रक्रिया मार्गदर्शिका

  1. Visit the nearest Common Service Centre (CSC) or access the online portal https://pmkmy.gov.in.
  2. Provide Aadhaar details, bank account information, and landholding details for verification.
  3. Choose the monthly contribution amount based on entry age (ranging from ₹55 to ₹200).
  4. Complete the enrollment form and submit it along with required documents.
  5. Upon successful verification, the first contribution is deducted and the pension account is activated.
  6. Subsequent contributions can be made monthly via auto-deposit from the linked bank account.

इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.