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Pradhan Mantri Kisan Maandhan Yojana (PM-KMY)

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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmkmy.gov.in Authority: Government Authority • State/Region: Central / All India • Last Audited: 10 Sep 2026

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A central government pension scheme providing assured monthly pension to small and marginal farmers after attaining the age of 60 years. Farmers aged 18-40 can enroll by making monthly contributions, with matching contribution from the government.

Detailed Summary

Overview

Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme launched by the Ministry of Agriculture & Farmers Welfare to ensure social security for small and marginal farmers. Under the scheme, eligible farmers contribute a fixed monthly amount until they reach 60 years of age, after which they receive a guaranteed monthly pension of ₹3,000. The Central Government matches the farmer's contribution, making the scheme sustainable and beneficial for the farming community.

  • Launched in September 2019, the scheme is operational across all states and union territories.
  • Enrollment is facilitated through Common Service Centres (CSCs) and the online portal pmkmy.gov.in.
  • Beneficiaries receive a pension directly into their bank accounts via Direct Benefit Transfer (DBT).

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Assured monthly pension of ₹3,000 after attaining 60 years of age.
  • Central Government provides equal contribution to the subscriber's monthly contribution.
  • Pension is credited directly to the beneficiary's bank account through DBT.
  • Option to exit the scheme after 10 years with withdrawal of accumulated savings.
  • Coverage extends to all small and marginal farmers irrespective of landholding size (up to 2 hectares).

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Maximum Age Limit 40 Years or below
Occupation Status Farmer
Domicile State All India (Central Scheme)

Application Process Guide

  1. Visit the nearest Common Service Centre (CSC) or access the online portal https://pmkmy.gov.in.
  2. Provide Aadhaar details, bank account information, and landholding details for verification.
  3. Choose the monthly contribution amount based on entry age (ranging from ₹55 to ₹200).
  4. Complete the enrollment form and submit it along with required documents.
  5. Upon successful verification, the first contribution is deducted and the pension account is activated.
  6. Subsequent contributions can be made monthly via auto-deposit from the linked bank account.

Common FAQs regarding this Yojana

Small and marginal farmers aged between 18 and 40 years, possessing Aadhaar and a bank account, and not paying income tax are eligible to apply.

Subscribers receive an assured monthly pension of ₹3,000 after attaining the age of 60 years.

The Central Government contributes an equal amount to the subscriber's monthly contribution, which is deposited into the pension fund managed by the Life Insurance Corporation of India (LIC).