Pradhan Mantri Mudra Yojana (PMMY)
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.mudra.org.in Authority: Ministry of Finance • State/Region: Central Scheme (All India) • Last Audited: 10 Sep 2026
Quick AI Summary
Collateral-free loans up to Rs. 10 Lakhs under Shishu, Kishor, and Tarun categories for micro enterprises.
Detailed Summary
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Apply at any commercial bank, RRB, cooperative bank, MFI, or NBFC branch with a business plan.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.