Pradhan Mantri Awas Yojana – Gramin (PMAY-G)
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmayg.nic.in Authority: Ministry of Housing and Urban Affairs • State/Region: Central Scheme (All India) • Last Audited: 10 Sep 2026
Quick AI Summary
National rural housing scheme providing financial assistance for constructing pucca houses with basic amenities to eligible houseless families.
Detailed Summary
Objective
PMAY-G aims to provide pucca houses with basic amenities to all rural houseless households and those living in kutcha houses, thereby improving living standards and promoting social inclusion in rural areas.
Components
- Financial grant for house construction.
- Support for toilet construction under Swachh Bharat Mission.
- Provision of 90 days of unskilled wage labour under MGNREGA.
Implementation
Beneficiaries are identified automatically from the verified Awas+ database derived from Socio‑Economic and Caste Census (SECC) data. Funds are released in instalments linked to construction milestones. Monitoring is conducted through geo‑tagging and regular inspections by Gram Panchayats and State nodal agencies.
Outcome
As of the latest reporting, over 2.9 crore houses have been sanctioned, significantly reducing rural housing shortage and contributing to poverty alleviation.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
|
Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Maximum Age Limit | 100 Years or below |
| Maximum Family Income | ₹180,000 per annum or below |
| Occupation Status | Farmer, Labourer, Unemployed, Homemaker |
| Caste Category | GENERAL, OBC, SC, ST, EBC |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Beneficiary identification is done automatically from the verified Awas+ database maintained by the Ministry of Rural Development.
- Gram Panchayat validates the list and conducts physical verification of the household’s housing status.
- Approved beneficiaries receive an SMS/intimation with their beneficiary ID.
- The beneficiary submits a simple application form (offline) at the Gram Panchayat office along with basic documents.
- After verification, the first instalment is released to the beneficiary’s bank/account linked to Aadhaar.
- Subsequent instalments are released based on geo‑tagged progress reports of construction stages.
Common FAQs regarding this Yojana
Eligible beneficiaries are rural households living in kutcha houses or houseless, identified through the SECC/Awas+ database. There is no age or income ceiling; priority is given to SC/ST/OBC/minority households and those fulfilling deprivation parameters.
The scheme provides a grant of ₹1,20,000 for houses in plain areas and ₹1,30,000 for houses in hilly/difficult areas, released in instalments linked to construction milestones.
Yes, an additional amount of ₹12,000 is provided for the construction of a sanitary toilet under the Swachh Bharat Mission convergence.
Beneficiaries can check their application status by visiting the official PMAY-G website (https://pmayg.nic.in/) and entering their beneficiary ID or Aadhaar number, or by inquiring at the local Gram Panchayat office.
PMAY-G converges with MGNREGA to provide 90 days of unskilled wage labour for house construction work, which is directly credited to the beneficiary’s bank account.