PM Vishwakarma Scheme
यह प्रोफ़ाइल स्वतंत्र रूप से आधिकारिक राजपत्र अधिसूचनाओं और सत्यापित वेब डोमेन से संकलित की गई है। स्रोत प्राधिकरण लिंक: pmvishwakarma.gov.in प्राधिकरण: Ministry of Skill Development and Entrepreneurship • राज्य/क्षेत्र: Central Scheme (All India) • अंतिम बार ऑडिट किया गया: 10 Sep 2026
त्वरित एआई सारांश
The PM Vishwakarma Scheme provides end-to-end support to traditional artisans and craftspeople through skill training, modern toolkits, collateral-free credit, and market linkage. It aims to strengthen the Guru-Shishya parampara and integrate artisans into domestic and global value chains.
विस्तृत सारांश
Overview
The PM Vishwakarma Scheme, launched on 17th September 2023, is a Central Government initiative to support artisans and craftspeople working with hands and tools across 18 identified trades. The scheme provides recognition through a PM Vishwakarma Certificate and ID Card, basic and advanced skill training with a stipend of Rs. 500 per day, a toolkit incentive of up to Rs. 15,000 via e-vouchers, and collateral-free enterprise development loans up to Rs. 3 lakh (first tranche Rs. 1 lakh, second tranche Rs. 2 lakh) at a concessional interest rate of 5% with an 8% interest subvention capped at Rs. 100/day. It also includes incentives for digital transactions (Re. 1 per transaction up to 100 transactions/month) and comprehensive marketing support through quality certification, branding, and e-commerce onboarding.
प्रमुख लाभ और वित्तीय सहायता
| तुलना मानदंड | लाभ |
|---|---|
| प्रमुख लाभ |
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पात्रता मानदंड प्रोफ़ाइल
| तुलना मानदंड | पात्रता |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Maximum Age Limit | 100 Years or below |
| Gender Eligibility | Any |
| Maximum Family Income | ₹0 per annum or below |
| Occupation Status | Artisan_craftsperson |
| जाति श्रेणी | ANY |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
आवेदन प्रक्रिया मार्गदर्शिका
- Register on the PM Vishwakarma portal (pmvishwakarma.gov.in) using Aadhaar and mobile OTP verification
- Complete biometric e-KYC at nearest Common Service Centre (CSC)
- Select trade and undergo verification by Gram Panchayat/Urban Local Body
- Receive PM Vishwakarma Certificate and ID Card upon approval
- Enroll for basic training at designated Training Partner centres
- Claim toolkit e-voucher after training completion
- Apply for enterprise development loan through partner banks on portal
इस योजना के बारे में अक्सर पूछे जाने वाले प्रश्न
Any artisan or craftsperson aged 18 years or above, engaged in one of the 18 notified trades (such as carpenter, boat maker, armourer, blacksmith, hammer and tool kit maker, locksmith, goldsmith, potter, sculptor, cobbler, mason, basket/mat/broom maker, doll/toy maker, barber, garland maker, washerman, tailor, fishing net maker) on a self-employment basis, who has not availed similar credit benefits under PMEGP, PM SVANidhi, or Mudra in the last 5 years.
The 18 trades are: Carpenter (Suthar), Boat Maker, Armourer, Blacksmith (Lohar), Hammer and Tool Kit Maker, Locksmith, Goldsmith (Sonar), Potter (Kumhar), Sculptor (Moortikar), Cobbler (Charmakar), Mason (Rajmistri), Basket/Mat/Broom Maker, Doll/Toy Maker, Barber (Nai), Garland Maker (Malakar), Washerman (Dhobi), Tailor (Darzi), and Fishing Net Maker.
After successful completion of basic training, beneficiaries receive an e-RUPI voucher worth up to Rs. 15,000 on their registered mobile number. This voucher can be redeemed at designated toolkit vendors empaneled on the portal for purchasing modern, standardized tools relevant to their trade.
The scheme offers collateral-free loans in two tranches: 1st tranche up to Rs. 1 lakh (18 months repayment) and 2nd tranche up to Rs. 2 lakh (30 months repayment) after successful repayment of first. Interest rate is capped at 5% for the beneficiary; the Government of India provides 8% interest subvention (maximum Rs. 100 per day) directly to the lending bank. No collateral or third-party guarantee is required.