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PM Vishwakarma Scheme

Central Scheme (All India) MSME & Industry Application Mode: ONLINE Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: pmvishwakarma.gov.in Authority: Ministry of Skill Development and Entrepreneurship • State/Region: Central Scheme (All India) • Last Audited: 22 Oct 2026

psychology Quick AI Summary

The PM Vishwakarma Scheme provides end-to-end support to traditional artisans and craftspeople through skill training, modern toolkits, collateral-free credit, and market linkage. It aims to strengthen the Guru-Shishya parampara and integrate artisans into domestic and global value chains.

Detailed Summary

Overview

The PM Vishwakarma Scheme, launched on 17th September 2023, is a Central Government initiative to support artisans and craftspeople working with hands and tools across 18 identified trades. The scheme provides recognition through a PM Vishwakarma Certificate and ID Card, basic and advanced skill training with a stipend of Rs. 500 per day, a toolkit incentive of up to Rs. 15,000 via e-vouchers, and collateral-free enterprise development loans up to Rs. 3 lakh (first tranche Rs. 1 lakh, second tranche Rs. 2 lakh) at a concessional interest rate of 5% with an 8% interest subvention capped at Rs. 100/day. It also includes incentives for digital transactions (Re. 1 per transaction up to 100 transactions/month) and comprehensive marketing support through quality certification, branding, and e-commerce onboarding.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • PM Vishwakarma Certificate and ID Card for formal recognition
  • Basic Training (5-7 days) and Advanced Training (15 days) with Rs. 500/day stipend
  • Toolkit incentive up to Rs. 15,000 via e-RUPI vouchers
  • Collateral-free Enterprise Development Loan up to Rs. 3 lakh (1st tranche Rs. 1 lakh, 2nd tranche Rs. 2 lakh)
  • Concessional interest rate of 5% with 8% interest subvention (max Rs. 100/day)
  • Digital transaction incentive of Re. 1 per transaction (max 100/month)
  • Marketing support including quality certification, branding, and e-commerce onboarding

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

Application Process Guide

  1. Register on the PM Vishwakarma portal (pmvishwakarma.gov.in) using Aadhaar and mobile OTP verification
  2. Complete biometric e-KYC at nearest Common Service Centre (CSC)
  3. Select trade and undergo verification by Gram Panchayat/Urban Local Body
  4. Receive PM Vishwakarma Certificate and ID Card upon approval
  5. Enroll for basic training at designated Training Partner centres
  6. Claim toolkit e-voucher after training completion
  7. Apply for enterprise development loan through partner banks on portal

Common FAQs regarding this Yojana

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.