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NHFDC Loan Schemes for Divyangjan Entrepreneurs

Central Scheme (All India) Disability (Divyangjan) Application Mode: MIXED Active
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Verified Scheme Data Profile

This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: www.nhfdc.nic.in Authority: Ministry of Social Justice and Empowerment • State/Region: Central Scheme (All India) • Last Audited: 10 Sep 2026

psychology Quick AI Summary

Subsidized loan assistance to PwDs for starting small businesses, agricultural activities, or pursuing professional education.

Detailed Summary

National Handicapped Finance and Development Corporation provides loans at nominal interest rates starting from 4%.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits
  • Loans up to Rs. 25 Lakhs for business startup.
  • Subsidized interest rates (4% to 8% per annum).
  • 1% rebate for women entrepreneurs.

Eligibility Criteria Profile

Comparison Criteria Eligibility
Minimum Age Limit 18 Years or above
Physical Disability Not Restricted (Anyone can apply)
Domicile State All India (Central Scheme)

Application Process Guide

  1. Apply through State Channelizing Agencies (SCA) or nationalized banks collaborating with NHFDC.

Common FAQs regarding this Yojana

Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.

Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.

Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.

Applicants can track status in real-time by logging into the official portal using their Application Reference Number.