STEP Training Admissions & SHG Bank Linkage Scheme 2026‑27
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: wcd.nic.in Authority: Ministry of Women and Child Development (Central) • State/Region: Central Scheme (All India) • Last Audited: 10 Sep 2026
Quick AI Summary
The scheme provides free NSQF‑certified vocational training to unemployed women aged 18‑45 who are members of recognised Self‑Help Groups, and facilitates a collective bank credit line of up to Rs. 6 Lakhs per SHG through district‑level banking camps to support start‑up or micro‑enterprise activities during FY 2026‑27.
Detailed Summary
Scheme Overview
The Ministry of Women and Child Development, in coordination with State Livelihood Missions, will organise district‑level banking camps to extend group‑entrepreneurship credit facilities to eligible Self‑Help Groups (SHGs). The scheme integrates skill development with financial assistance to promote sustainable micro‑enterprises.
Training Component
Certified vocational courses aligned with the National Skills Qualification Framework (NSQF) will be offered free of cost to selected beneficiaries. Courses include tailoring, food processing, digital services, and renewable‑energy installation.
Credit Linkage Component
Participating SHGs may obtain a collective bank credit line of up to Rs. 6 Lakhs, disbursed through partner banks during the banking camps. The credit may be used for start‑up capital, working capital, or asset purchase.
Implementation Timeline
Application intake opens in July 2026. Training commences in September 2026 and credit disbursement is targeted by December 2026.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Maximum Age Limit | 45 Years or below |
| Gender Eligibility | Female |
| Occupation Status | Unemployed |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Obtain the application form from the designated Block Coordinator or authorized training partner centre.
- Complete the form with personal, SHG, and proposed enterprise details.
- Submit the form together with proof of SHG registration and identity documents.
- Await verification by the State Livelihood Mission.
- Upon approval, receive login credentials for the online portal to select a training course and schedule the banking‑camp appointment.
Common FAQs regarding this Yojana
Up to Rs. 6 Lakhs per SHG.
No, the training is free of cost for selected beneficiaries.
Yes, the scheme is a central scheme open to women domiciled anywhere in India.