Bihar LIG, MIG & HIG Housing Projects
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: bshb.bihar.gov.in Authority: Housing Department (Bihar) • State/Region: Bihar • Last Audited: 10 Sep 2026
Quick AI Summary
Periodic residential housing launches by the Bihar State Housing Board (BSHB) offering developed plots and built flats for Low, Middle and High Income Groups across Bihar.
Detailed Summary
Overview
The Bihar State Housing Board (BSHB) periodically launches housing schemes targeting Low Income Group (LIG), Middle Income Group (MIG) and High Income Group (HIG) beneficiaries. These schemes provide developed residential plots and ready‑to‑occupy flats equipped with essential civic amenities such as water supply, road networks, drainage, street lighting, parks and proximity to schools and healthcare facilities.
Key Features
- Land parcels and flats are developed on government‑approved layouts with clear title.
- Infrastructure includes internal roads, water pipelines, sewerage, and street lighting.
- Social amenities such as parks, playgrounds, and nearby educational institutions are integrated.
- Allotment is conducted through transparent online lotteries during active scheme windows.
- Long‑term leasehold options (typically 99 years) are available for plot holders.
Implementation
Prospective applicants register on the BSHB portal, pay the prescribed Earnest Money Deposit (EMD) during the lottery period, and await the draw. Successful applicants receive an allotment letter and must complete payment of the balance amount within the stipulated timeline to secure possession.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Maximum Age Limit | 60 Years or below |
| Maximum Family Income | ₹1,200,000 per annum or below |
| Occupation Status | Salaried, Self-Employed, Homemaker, Farmer, Student, Unemployed |
| Caste Category | GENERAL, OBC, SC, ST, EBC |
| Domicile State | Bihar Domicile |
Application Process Guide
- Visit the official BSHB website at https://bshb.bihar.gov.in/ during an active scheme window.
- Create a user account using mobile number/email and verify via OTP.
- Fill in the online application form with personal, income and residence details.
- Upload scanned copies of required documents (Aadhaar, income certificate, residence proof, bank passbook, photograph).
- Pay the Earnest Money Deposit (EMD) through the integrated payment gateway (net banking, UPI, debit/credit card).
- Submit the application; note the application number for future reference.
- Attend the online lottery draw on the scheduled date; results are published on the portal.
- If selected, pay the balance amount within the stipulated period to receive the allotment letter and proceed to possession.
Common FAQs regarding this Yojana
Any Indian citizen aged 18–60 years, preferably a Bihar resident, whose annual household income falls within the LIG, MIG or HIG limits specified for the particular scheme, and who does not own a pucca house elsewhere in India, is eligible to apply.
Applicants must upload Aadhaar card, income certificate (issued by competent authority), residence proof (domicile certificate or voter ID), bank passbook showing account details, and a recent passport‑size photograph.
Allotment is done through a transparent online lottery system. After the application window closes, a computerized draw is conducted in the presence of officials, and the results are published on the BSHB portal.
The EMD amount varies according to the scheme and category (LIG/MIG/HIG) and is specified in the scheme notification. The EMD is adjusted against the final purchase price; if the applicant is not allotted a unit, the EMD is refunded without interest within the stipulated time.
Yes, allottees can approach any scheduled bank or housing finance institution for a home loan. BSHB provides a no‑objection certificate (NOC) and the allotment letter to facilitate loan processing.
Generally, there is a lock‑in period (usually 3–5 years) during which the allottee cannot transfer or sell the property. After the lock‑in period, resale is permitted subject to compliance with BSHB guidelines and payment of any applicable transfer fees.