Bihar Laghu Udyami Yojana
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: myscheme.gov.in Authority: Finance Department (Bihar) • State/Region: Bihar • Last Audited: 26 Oct 2026
Quick AI Summary
Provides a one‑time grant of Rs 2 lakh to eligible low‑income households in Bihar for establishing micro‑enterprises.
Detailed Summary
Scheme Objective
The Bihar Laghu Udyami Yojana furnishes a non‑repayable financial assistance of Rs 2 lakh to households whose monthly income does not exceed Rs 6,000. The grant is intended for the creation of micro‑enterprises such as small retail shops, food stalls, handicraft units, or other livelihood‑generating activities.
Target Beneficiaries
Resident families of Bihar with a per‑capita monthly income ≤ Rs 6,000 are eligible, provided the primary applicant is aged 18‑50 years. The scheme imposes no restriction on gender, caste, or disability status.
Funding Mechanism
The grant is released in three installments: 25 % upon approval of the project proposal, 50 % after the enterprise commences operations, and the remaining 25 % upon submission of a post‑implementation audit report. The entire amount is a subsidy; repayment is not required.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Register on the Bihar Laghu Udyami portal.
- Upload a valid income certificate, Aadhaar and bank account details.
- Submit a detailed project proposal outlining the intended micro‑enterprise.
- Department of Industries verifies the application.
- Upon approval, the first installment is released and operations may commence.
- Remaining installments are released as per the stipulated milestones.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.