Overview

The Affordable Rental Housing Complexes (ARHC) is a sub‑scheme of Pradhan Mantri Awas Yojana – Urban (PMAY‑U) launched under the Aatmanirbhar Bharat package. It aims to convert vacant government‑funded houses into rental accommodations through Public‑Private Partnership (PPP) models, thereby addressing the housing needs of urban migrants, street vendors, industrial laborers and other low‑income workers.

Implementation Model

Under ARHC, existing vacant houses owned by Central/State Government agencies or local bodies are refurbished and leased to private concessionaires for a period of 25 years. The concessionaires manage the complexes, provide civic amenities and collect subsidized rents from eligible beneficiaries.

Key Features

• Rental units located close to industrial hubs, markets and workplaces.
• Basic civic amenities including water supply, electricity, sanitation and security.
• Standardized rent structure capped at 20‑30% of market rates for EWS/LIG categories.
• Monitoring through a centralized online portal and periodic third‑party audits.

1. Obtain application form either online via the ARHC portal or offline from the concerned Municipal Corporation / Urban Local Body office.
2. Fill in personal, income and employment details and attach required documents (Aadhaar, income certificate, employer proof, residence proof).
3. Submit the completed form to the designated nodal officer; online applicants upload scanned copies through the portal.
4. Application is scrutinized for eligibility; eligible applicants are intimated via SMS/email.
5. Upon approval, a tenancy agreement is signed and the applicant is allotted a unit; rent is paid monthly through the prescribed mode (online transfer or cash at collection centre).