Affordable Rental Housing Complexes (ARHC)
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: arhc.pmay-urban.gov.in Authority: Ministry of Housing and Urban Affairs • State/Region: Central Scheme (All India) • Last Audited: 10 Sep 2026
Quick AI Summary
Provides dignified, affordable rental housing for urban migrants and poor near their workplaces.
Detailed Summary
Overview
The Affordable Rental Housing Complexes (ARHC) is a sub‑scheme of Pradhan Mantri Awas Yojana – Urban (PMAY‑U) launched under the Aatmanirbhar Bharat package. It aims to convert vacant government‑funded houses into rental accommodations through Public‑Private Partnership (PPP) models, thereby addressing the housing needs of urban migrants, street vendors, industrial laborers and other low‑income workers.
Implementation Model
Under ARHC, existing vacant houses owned by Central/State Government agencies or local bodies are refurbished and leased to private concessionaires for a period of 25 years. The concessionaires manage the complexes, provide civic amenities and collect subsidized rents from eligible beneficiaries.
Key Features
- Rental units located close to industrial hubs, markets and workplaces.
- Basic civic amenities including water supply, electricity, sanitation and security.
- Standardized rent structure capped at 20‑30% of market rates for EWS/LIG categories.
- Monitoring through a centralized online portal and periodic third‑party audits.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
|
Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Maximum Age Limit | 60 Years or below |
| Gender Eligibility | Male,female,transgender |
| Maximum Family Income | ₹600,000 per annum or below |
| Occupation Status | Salaried, Self-Employed, Unemployed |
| Caste Category | GENERAL, OBC, SC, ST, EBC |
| Physical Disability | Not Restricted (Anyone can apply) |
| Minority Status | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Obtain application form either online via the ARHC portal or offline from the concerned Municipal Corporation / Urban Local Body office.
- Fill in personal, income and employment details and attach required documents (Aadhaar, income certificate, employer proof, residence proof).
- Submit the completed form to the designated nodal officer; online applicants upload scanned copies through the portal.
- Application is scrutinized for eligibility; eligible applicants are intimated via SMS/email.
- Upon approval, a tenancy agreement is signed and the applicant is allotted a unit; rent is paid monthly through the prescribed mode (online transfer or cash at collection centre).
Common FAQs regarding this Yojana
Urban migrants, street vendors, industrial laborers and other low‑income workers with an annual household income not exceeding ₹6,00,000 are eligible. There is no restriction on caste, religion or gender; applicants must be aged between 18 and 60 years and possess a valid Aadhaar number.
Rent is fixed at 20‑30% of the prevailing market rate for similar accommodation in the locality, ensuring affordability for EWS/LIG households. The exact amount is displayed on the ARHC portal for each complex.
No. ARHC provides only rental accommodation; the units remain the property of the government or the concessionaire and are not transferred to beneficiaries upon tenancy termination.
Applicants can track their application status online using the ARN (Application Reference Number) on the ARHC portal or by contacting the helpline 1800-11-3377 for assistance.
While the scheme does not earmark specific units for persons with disabilities, all ARHC complexes are required to provide basic accessibility features such as ramps and wheelchair‑friendly toilets as per the prevailing building codes.