STEP Training Admissions and SHG Bank Linkage Scheme 2026‑27
This profile has been independently compiled from official gazette notifications and verified web domains. Source Authority Link: wcd.nic.in Authority: Ministry of Women and Child Development (Central) • State/Region: Central Scheme (All India) • Last Audited: 10 Sep 2026
Quick AI Summary
The Ministry of Women and Child Development will conduct admissions for free NSQF‑certified vocational training and facilitate group bank credit linkage for eligible Self‑Help Groups (SHGs) during FY 2026‑27.
Detailed Summary
Scheme Overview
The Ministry of Women and Child Development, in coordination with State Livelihood Missions, will organise special banking camps across districts to extend group entrepreneurship credit facilities to eligible Self‑Help Groups (SHGs). The scheme integrates skill development training with financial assistance, aiming to foster sustainable micro‑enterprises.
Training Component
Certified vocational courses aligned with the National Skills Qualification Framework (NSQF) will be offered free of cost to selected beneficiaries. Courses cover sectors such as tailoring, food processing, digital services, and renewable energy installation.
Credit Linkage Component
Participating SHGs will be eligible for a collective bank credit line of up to Rs. 6 Lakhs, disbursed through partner banks during the banking camps. The credit is intended for start‑up capital, working capital, or asset purchase.
Implementation Timeline
Application intake opens in July 2026, with training commencement scheduled for September 2026 and credit disbursement by December 2026.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits |
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Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| Minimum Age Limit | 18 Years or above |
| Physical Disability | Not Restricted (Anyone can apply) |
| Domicile State | All India (Central Scheme) |
Application Process Guide
- Obtain the application form from the designated Block Coordinator or authorized training partner centre.
- Complete the form with personal, SHG, and proposed enterprise details.
- Submit the form along with proof of SHG registration and identity documents.
- Await verification by the State Livelihood Mission.
- Upon approval, receive login credentials for the online portal to select a training course and schedule the banking camp appointment.
Common FAQs regarding this Yojana
Eligible permanent residents meeting the specified domicile, income, and category criteria can submit an application along with verified credentials.
Key mandatory documents include Aadhaar Card, Residence/Domicile Certificate, Income Certificate, and active Bank Account Passbook.
Benefits are directly credited to the beneficiary's Aadhaar-seeded bank account through the Public Financial Management System (PFMS) / DBT.
Applicants can track status in real-time by logging into the official portal using their Application Reference Number.